Bean Dip Mexicali

Weight Watchers--5 Points Per Serving

8 ounces canned pinto beans
3 tablespoons water
1 tablespoon onion, chopped
1 medium clove garlic, minced
1/2 teaspoon chili powder
1 teaspoon cumin
2 ounces sharp cheddar cheese, shredded

In food processor: Shred cheese, remove. Mince garlic, chop onion. Add beans, water 
and seasonings, process until smooth. Transfer bean mixture to saucepan, cook over 
low heat, stirring constantly, until cheese is melted.